Tariffs
This document states what the Mongeza subscription costs, what the price is made up of, and how the money is taken.
1. The fee
1.1.
The Service is provided by subscription. The fee is 35 AED (thirty-five) for 30 days.
1.2.
The fee is made up of the following components:
- Setting up your personal account4 AED
- Assessment of the request and its first routing to lenders5 AED
- Personalised showcase of loan products6 AED
- Automated delivery of the request to lenders over API8 AED
- Notifications about offers by message, push and email8 AED
- Repeat delivery of the request to lenders over API4 AED
1.3.
The components describe what the fee pays for. They are not billed separately, and together they make up the fee and nothing beyond it.
1.4.
In addition to the fee, a one-off verification charge of 1 AED is made when a card is linked. It confirms that the card is live, is not part of the fee, and is returned to the same card within 14 days without any request from the User.
1.5.
The Operator makes no other charge. There is no joining fee, no cancellation fee and no charge for switching recurring payments on or off.
2. How the charge is taken
2.1.
The first charge is made when the User confirms the payment at the end of the request form.
2.2.
The fee for one period may be taken as a single payment of 35 AED or split into parts 23 AED and 12 AED, which reduces the number of declines by issuing banks.
2.3.
However the fee is split, the total taken for one period does not exceed 35 AED.
2.4.
The subscription renews every 30 days until it is cancelled, and every renewal is charged at the same fee on the same terms, as set out in the Recurring Payments Agreement.
2.5.
The User may stop the charges at any time through cancel your subscription or by writing to info@mongeza.com. The return of a charge already made is dealt with under the Refund and Chargeback Rules.
3. Discounts and changes
3.1.
The Operator may apply a discount to all Users, to a group of Users or to an individual User, as part of a promotion or otherwise.
3.2.
A discount may change what individual components are valued at, provided that the total the User pays for the period is reduced or stays the same.
3.3.
A change to the fee takes effect when it is published at mongeza.com and applies only to periods beginning after publication. A User who does not accept it may cancel your subscription before the next period starts.
4. What the fee does not buy
4.1.
The fee pays for the matching of a request and for the delivery of its results. It is not a loan repayment, a deposit, an arrangement fee, an insurance premium or a security of any kind.
4.2.
Paying the fee does not guarantee that a loan will be granted. No Partner is obliged to lend because a User has paid for matching.
4.3.
The Operator receives nothing out of a Partner’s interest or fees, and the fee does not change with the amount a User requests.
4.4.
Interest and charges on a loan are set by the Partner and are payable to the Partner, not to the Operator.
Operator details
- Legal name
- CPA MEDIA DOO
- Jurisdiction
- Republic of Serbia
- Registration number
- 21838381
- Tax number
- 113282629
- Registered address
- Dubljanska 5a, Beograd, Serbia
- Director
- Rostislav Ringer
- Bank
- Raiffeisen banka a.d. Beograd
- IBAN
- RS35265100000069362811
- SWIFT
- RZBSRSBG
- info@mongeza.com